Inner Circle Community DBA Earners Academy (“we,” “us,” or “our”) provides financial coaching, corporate wellness, and church partnership services to clients in Alabama and elsewhere in the United States. This Privacy Policy explains what personal information we collect, how we use it, who we share it with, and the choices you have. By using our services, our website, or our coaching programs, you agree to the practices described in this Policy.
1. INFORMATION WE COLLECT
We collect the following categories of information directly from you when you enroll in coaching, purchase a program, register for a workshop, or otherwise interact with us:
Contact Information
Name
Email address
Phone number
Mailing address (if applicable)
Employer or church affiliation (for corporate or church partnership clients)
Payment Information
Billing name and address
Payment card or bank account details, processed through our third-party payment processor
Transaction history, invoices, and payment status
We do not collect Social Security numbers, government identification numbers, or health information as part of our standard coaching services. We do not knowingly collect more information than is reasonably necessary to deliver our services.
2. HOW WE USE YOUR INFORMATION
We use the information we collect to:
Create and manage your client account and coaching relationship
Process payments, invoices, and refunds
Schedule and deliver coaching sessions, workshops, and events
Communicate with you about your program, appointments, and account
Send program materials, receipts, and administrative notices
Improve our programs, services, and client experience
Market future programs, events, or services to you (you may opt out at any time)
Comply with legal, tax, and accounting obligations
3. HOW WE SHARE YOUR INFORMATION
We do not sell your personal information. We share information only as necessary to operate our business, and only with the following categories of service providers, each of whom is contractually or practically limited to using your information to provide services to us:
Circle.co — our community and coaching platform, used to deliver program content and facilitate client community spaces
Monday.com — our internal client relationship management (CRM) and operations system
OpenPhone — our coach-to-client communication platform for calls and text messages
Relay Bank — our business banking platform, used for payment processing and financial operations
Our payment processor — used to securely process card and bank payments (we do not store full payment card numbers on our own systems)
We may also disclose information if required by law, subpoena, or legal process, or to protect the rights, property, or safety of Inner Circle Community DBA Earners Academy, our clients, or others.
If Inner Circle Community DBA Earners Academy is involved in a merger, acquisition, or sale of assets, client information may be transferred as part of that transaction, subject to this Policy.
4. SMS AND TEXT MESSAGING COMMUNICATIONS
We do not sell or share mobile numbers, SMS consent, or message data with third parties or affiliates for their marketing or promotional purposes. We may share this information only with service providers (e.g., carriers, messaging platforms) to operate our SMS program. Message frequency may vary. Message & data rates may apply. Reply STOP to opt out; HELP for help.
5. CORPORATE AND CHURCH PARTNERSHIP CLIENTS
If you participate in our services through a corporate wellness partnership (for example, through your employer) or a church partnership, your employer or church partner may receive limited participation information (such as enrollment status or completion of a program) but will not receive the details of your individual coaching sessions or financial information you share with your coach, unless you separately authorize that disclosure.
6. DATA SECURITY
We use reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, alteration, or destruction. This includes relying on reputable third-party platforms (listed above) that maintain their own security standards. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
7. DATA RETENTION
We retain personal information for as long as necessary to provide our services, maintain business records, and comply with our legal and tax obligations. If you end your relationship with Inner Circle Community DBA Earners Academy, we may retain limited records (such as payment history) as required by law or standard business recordkeeping practices.
8. YOUR CHOICES AND RIGHTS
You may:
Request access to the personal information we hold about you
Request that we correct inaccurate information
Request that we delete your personal information, subject to our legal and recordkeeping obligations
Opt out of marketing communications at any time by using the unsubscribe link in our emails or contacting us directly
To make a request, contact us using the information in Section 11 below. We will respond within a reasonable time.
9. CHILDREN’S PRIVACY
Our services are directed at adults. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us and we will delete it.
10. CHANGES TO THIS POLICY
We may update this Privacy Policy from time to time to reflect changes in our practices or for legal or operational reasons. We will post the updated Policy on our website with a revised effective date. Your continued use of our services after any change constitutes acceptance of the updated Policy.
11. CONTACT US
If you have questions about this Privacy Policy or how we handle your information, please contact us at:
Inner Circle Community DBA Earners Academy
Huntsville, Alabama
admin@mission310.info